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Learn About the Companies That Control Your Credit Reports

Your credit reputation is in the hands of several large credit bureaus.  Here’s what you need to know about them.

Your credit reports are important documents.  They are used by thousands of different types of companies to make judgments about you.  Spend a few minutes and read about the credit bureaus that compile and sell your credit reports.

  • The Big Three Credit Bureaus: About the Equifax Credit Bureau

    Continuing our series of articles about the big three credit bureaus, here’s a look at the Equifax credit bureau.  Equifax has a long and interesting history.

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  • The Experian Credit Bureau—What You Need To Know About Them

    No series of articles about the Big Three Credit Bureaus would be complete without an article about Experian, one of the largest credit bureaus in the world. 

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  • The Big Three Bureaus: Credit Reporting Powerhouses

    Who are the big three bureaus of credit?  By name they are Experian, Equifax and TransUnion.  Though they are often referred to as the 3 major credit bureaus they are actually known by the Federal Trade Commission (FTC) as consumer reporting agencies.  Their job is to collect personal information and financial data on consumers from their sources of information.  These data furnishers are made up of creditors that each individual has had previous dealings with.  They may include commercial creditors, lending institutions, debt collection agencies, courts or utility companies.  All relevant information, including payoffs, open accounts, late payments, delinquent accounts and bankruptcy will be reported back to the credit bureaus.  That information will be of great interest to future lenders that want to know how creditworthy their new applicant is. 

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  • Where Your Credit Reports Come From

    Ever wonder where credit reports come from?  How are these detailed credit histories compiled, and what companies are involved?  Learn more in this brief overview of where credit reports come from.

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  • TransUnion Credit Bureau

    One of the “big 3” credit bureaus in the United States is TransUnion.  Like the other major credit bureaus, Trans Union plays an important role in consumer credit—they collect, maintain, and distribute information about your credit history.  Read on to learn more about TransUnion.

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