Call Now: 1.866.297.2002

Credit Monitoring

Credit Monitoring Reports: What Are They?

What is a credit monitoring report?  Don’t confuse credit monitoring services with the simple free credit report that is legally available to all consumers via the three major credit bureaus.  In fact, some companies offering credit monitoring report services are not affiliated with the big three credit bureaus (Equifax, Experian or TransUnion). 

While every American is entitled to at least one free credit report each year, companies may charge for other services, including a credit score and a credit monitoring report, which is a regularly updated report on all credit activity. 

Why would a consumer need to pay extra for a credit monitoring report?  Credit monitoring reports can help you keep track of progress (hopefully upward) in your credit score.  They can also help you keep track of any fraudulent activity or identity theft (so you can fix the problem quickly).

Credit monitoring reports are frequently sold on a subscription basis.  In addition to regular updates detailing critical changes to your history, the service might also include regular unlimited access to your credit report, credit scores and reports explaining various data on your credit report.  Credit reports are abbreviated and may be difficult to read or to understand, regarding how history relates to credit score.  A consumer looking to improve or maintain their credit would appreciate such an explanatory report.

A credit monitoring report is an important online service that protects you against identity theft and one that can help you improve your score on a daily basis.

Free Credit Consultation

I request and grant my consent to be contacted by telephone and/or email regarding credit repair. Submitting my personal information above constitutes my electronic signature.

Easy Credit Guide

Easy Credit

Good credit scores save you thousands of dollars. We've made it easy for you to learn about good credit. Download our free Easy Credit Guide and find out how easy it can be to get good credit!


Get Our Credit Tips

Serious about improving your credit and saving money? Make it easy for yourself, and get our weekly Credit Tips newsletter delivered by email.

Free Credit Reports
(Plus Scores!)

To improve your credit score, you need to know your credit score. Get all three credit reports (plus credit scores) in this free offer.

Get it Now

Credit Success Stories

The credit repair company you matched me with was amazing. I had a string of inaccurate information hit my credit report that misrepresented my character and borrowing capacity to lenders. My business requires that I have borrowing capacity at all times. Thinking I could save time and money, I tried dealing directly with the vendors that incorrectly reported information to my file. What a mistake! It just wasted time and aggravated me. I called your company and quickly learned that paying the professionals is the best way to go. You did in 10-days what I couldn't do in nearly three months. I cannot thank you enough for what you have done! Read More