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Reading a Credit Report RSS

  • What Goes Into Your Credit History?

    Your credit reputation is developed over time.  You aren’t born with good credit (even rich kids don’t start out with a good or bad credit history).  Your credit reputation develops once you start having access to and using credit.  Only once you start repaying creditors (such as credit card companies, car finance companies, etc.) does information start building in your credit report.  See, the only information that goes into a credit report is information that was reported to the credit bureaus.  Not all companies report to the credit bureaus. 


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