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Reading a Credit Report RSS

  • What Goes Into Your Credit History?

    Your credit reputation is developed over time.  You aren’t born with good credit (even rich kids don’t start out with a good or bad credit history).  Your credit reputation develops once you start having access to and using credit.  Only once you start repaying creditors (such as credit card companies, car finance companies, etc.) does information start building in your credit report.  See, the only information that goes into a credit report is information that was reported to the credit bureaus.  Not all companies report to the credit bureaus. 

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Credit Success Stories

The credit repair company you matched me with was amazing. I had a string of inaccurate information hit my credit report that misrepresented my character and borrowing capacity to lenders. My business requires that I have borrowing capacity at all times. Thinking I could save time and money, I tried dealing directly with the vendors that incorrectly reported information to my file. What a mistake! It just wasted time and aggravated me. I called your company and quickly learned that paying the professionals is the best way to go. You did in 10-days what I couldn't do in nearly three months. I cannot thank you enough for what you have done! Read More